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Warren Buffett

“Someone’s sitting in the shade today because someone planted a tree a long time ago.”

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Benjamin Franklin

“Do not save what is left after spending, but spend what is left after saving.”

― Warren Buffett

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Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through Securities America Advisors, Inc. and Arbor Point Advisors, LLC. Klevens Capital Management, Arbor Point Advisors, and Securities America are separate entities.